If you’ve come to the No Credit Needed Podcast site from the Carnival of Personal Finance, hosted by My 1st Million at 33, welcome, welcome, welcome. Here is just a brief rundown of who I am, and what I DO here with the No Credit Needed Podcast.

In April of 2005, I created a blog called No Credit Needed. I updated my blog regularly, tracking my progress towards total debt reduction. I actually became debt free in February of 2006. Shortly after becoming debt free, I started the No Credit Needed Network, to encourage others to get out of debt and start saving money. I also created the No Credit Needed Podcast, so that I could talk, “one on one” to folks, encouraging them to change their lives, get out of debt, and live debt-free. Thanks for stopping by. I’d love it if you’d subscribe to the podcast, using one of those big buttons on the right-hand side of this page. (If you are NEW to podcasts, welcome. A “podcast” is simply an mp3 file that streams over the Internet, can be downloaded, and played back on your computer or portable media player. For more information on all of the ways that you can listen to the No Credit Needed Podcast, please click here and read this post.)